Employee Benefits

In the past most benefit programs were evaluated by an HR professional and carrier selection based on costs. Most benefit plans fell into one of several categories based primarily on company size. The brokers primary job was to source the carriers and provide assistance if a problem could not be resolved by the HR professional.

Today, the benefits area is very different. Market changes have produced a wide variety of benefit plan designs, alternative funding arrangements, pricing models based on integrated products and value added programs. Companies rely on the brokers to understand their company culture before recommending solutions, provide a dedicated account manager to resolve an benefits related issues and to provide value added programs to supplement what the carrier and company cannot support.

We understand and embrace todays requirements and have built our company to meet these demands. We take the time to understand your unique needs and build plans based on short and long term objectives. We evaluate a multitude of options based on relevant facts and experience to provide optimal integrated solutions.We stay abreast of the market and regulatory changes to make sure you are well positioned for the future.

We distinguish ourselves by our exceptional client service. We believe in integrating the carrier services and our unique value added services to
"round out" the benefit plans. Our "client first" mantra means that you will receive prompt resolution to your issues or questions.

Our Consultants E-mail

• Jim Price - jim@ibdinsurance.com
• Bill Moore - bill@ibdinsurance.com